Welcome to fall everyone! This is my favourite time of year - the weather is comfortable, the colours are vibrant, and home is cozy!
If you're dreaming about owning your own home, but you don't know how to come up with a down payment, please call me. There are still 0% down programs out there and government plans that are easier than ever now to qualify for, that gift you the down payment. Don't hesitate though, because these government plans are offered for limited times.
There is nothing like owning your own home - the power to do what you want to it - paint, remodel, decorate as you please... The pride in knowing you are a homeowner and knowing your monthly payment is not creating wealth for someone else's retirement plan!
Even if you can't afford your dream home yet - get into the market. Starter homes are plentiful and put you in the game. Once you own a piece of real estate, what prices do after that is all relative because you are in it!
My last comment for this post is about those misleading companies that lead you to believe you can sell your home for free!
There is no such thing as selling your home for free. Unless you are a lawyer, there will be professional fees. I have sold properties for lawyers - even they know the value of a Realtor, including our connections, marketing and networking capabilities.
Real Estate Professionals provide a valuable service. A good Realtor helps you every step of the way, is qualified to negotiate and prepare a legal contract of purchase and sale for you and will liaise with all of the other professionals involved in a real estate sales transaction on your behalf. As a Realtor, we have a LEGAL obligation to protect your best interests. We MUST abide by a strict CODE OF ETHICS and we all carry LIABILITY insurance in case mistakes are made. This is only the tip of the iceberg of what we do for you.
Buyers - please beware of buying without an experienced, knowledgeable, local Realtor on your side. And sellers, beware of unqualified buyers who proclaim to have their financing in place and then don't complete the sale on the closing date. I have seen this happen several times and the end result, is a panicked seller calling me or a colleague of mine to help them get out of a huge financial crisis.
As always, visit www.movingtobarrie.com for information about Barrie and area and contact me if you would like professional, qualified assistance.
